Mr Hudson

I cannot recommend Matthew Nickson highly enough, I had a complex financial situation and he went above and beyond to assist me.  His dealings were educated and sensitive and I would happily recommend him to my family, friends and colleagues.

Mr Hudson -

Mr and Mrs Ellis (Preston)

Matthew Nickson of MN Associates has made the process of re-mortgaging stress free for my husband and I. Initially he took the time to get to know us to ensure that he was able to identify the best possible deal to suit our circumstances. He was extremely polite and professional throughout and kept in touch regularly so that there were no surprises at any stage. He really did go above and beyond with nothing being too much trouble and we really felt he offered us a first class service. I am almost disappointed we don’t need to remortgage for another 10 years as I would not hesitate in using his services again. I would recommend him to anyone.

Mr and Mrs Ellis -

Mr and Mrs Gerrard

Matthew Both myself and my wife would like to take this opportunity to thank you for your assistance and due care as I'am sure without your push and nudges we may well have lost the preferential rate. If ever an occasion arises I would not hesitate to recommend your services to friends/acquaintances.  Under difficult circumstances it was a pleasure to do business with a professional.

Mr and Mrs Gerrard - December, 2016

Darren and Julie, Manchester

My husband and I approached MN Associates and specifically Matthew Nickson   for advise as we were considering selling our house to move to a new one.  Ten years ago when we purchased our first house and he was recommended to us from family whom he had helped also purchase their first homes. We have little knowledge of how the mortgage world worked and needed help and guidance.   After our previous experience with Matthew he was our only choice went with out saying.   The service we had first time around was amazing and made the whole process very easy and smooth. So we had all the facts and off we went put the house up for sale, found a house we wanted to buy and away we went. In total the whole process to sell and buy took six long months and was very difficult at times with negotiations and the legal aspects. Matthew went the extra mile with the whole process he answered everything we asked. He liaised with the solicitors when we needed to get things done or have a better understanding of what was needed with documents and there are a lot of those. Nothing was too much to ask through the entire process. Matthew coped with us when we were upset and or frustrated and calmed our worries often with his calm and professional manner. Matthew always delivers on his promises and even checked in with us when he was on his holiday now that’s commitment to the customer. The whole experience would have been awful if we had not had the help of Matthew who in the end helped us finally collect our new house keys where we are now busy making it our own. We are also secure in the fact that we are covered completely for our life cover too. I would recommend Matthew at MN Associates to any of my friends and family. He delivers the best service and wish to thank him for everything he did and I am sure will do in the future when we might need help with financial services.

Darren and Julie - July 2016

Isabelle, Southport

Matthew was recommended through a local website called Streetlife and I first contacted Matthew to discuss an investment. He dealt with the remortgage of my property and within 4 weeks it was finalised. I then went through a difficult time and had to buy a property for which I needed a mortgage. Matthew once again looked for the best product according to my circumstances and has been the driver for me to get everything in place. Despite many complexities, dealing with me as well as my partner’s affairs Matthew has remained very impartial. Matthew’s professionalism and drive has meant that all parties completed simultaneously within 8 weeks from start to finish. Matthew understood my predicament and has worked relentlessly even while he was on holiday to ensure my move was as smooth as possible. I highly recommend Matthew for his professionalism, experience and knowledge but more so for his positive attitude and fantastic support given through this difficult period of time.

Isabelle - July, 2016

Mr Burke, South Glamorgan

Matthew Nickson of MN Associates performed a miracle in making my re-mortgage happen, it must have been one of the most complicated re-mortgages due to the way my salary was paid but Matthew stuck with it to the very end until it was finally completed. I would highly recommend his company if you are looking to obtain a mortgage as Matthew made the process stress free and was determined to make it happen. I can’t thank him enough for all his efforts as without his expertise I may have lost my home.

Mr Burke - July, 2016

Mr and Mrs Williams (St Neots)

Matt has been an absolutely invaluable help to my wife and I as first time buyers. He has supported us along the way with all aspects of the mortgage process and has explained things in a clear and straightforward way. Matt secured us very competitive mortgage and life cover deals and the products have been expertly tailored to our needs. I would have no hesitation in recommending Matt’s services to my friends and family and indeed have already done so!

Mr and Mrs Williams - June, 2016

Mr Khan, Blackburn

First Time Buyer Mortgage. I am glad I picked the right advisor, Couldn't have picked a better person.I was very pleased with the service I received. Really Exceptional Service. Great knowledge and a great person. I was kept updated all the time by email and by phone. Always responded very quickly and knew what was happening at all times. He went out of his way to get this completed which a lot of advisor's don't do. A very flexible person.I will be recommending Matt to my family, friends and colleagues and hope they will be just as happy as I was with the service provided.Matt got us good mortgage with a good rate from a top high street lender. Couldn't be happier.Extremely fast, helpful, professional and friendly service. A+Thanks Again. Absolutely.

Mr Khan, Blackburn - February 2016

Stephen, Blackpool

Following on from speaking to other Financial advisors and not getting anywhere I was given Matt's number In regards to a mortgage application. Was always there to answer any questions night or day. Getting a mortgage and moving into our dream home just wouldn't have been possible without Matt. Applied himself way beyond our expectations.

Stephen, Blackpool - February 2016

Graham, Wirrall

I was purchasing my parent's house. My mortgage application was very complex and came with many different and sometimes difficult hurdles which Matt talked me through and helped me to sort out. I work away from home so most of our contact was via e-mail, text message and phone calls. Matt was brilliant in this regard as I sometimes miss e-mails and he would send me a text to remind me. He made himself available as often as he could to help. Matt was happy to meet halfway on a weekend when we needed to as he was about an hour away from me. When I had an issue with the solicitors Matt was happy to contact them an rectify the problem straight away. I have now completed the mortgage application and have a very good rate and deal on my mortgage. I am extremely happy with the service Matthew has provided and would definitely recommend him to anyone.

Graham, Wirrall - January 2016

Jennifer, Liverpool

I was looking to re-mortgage and explore Equity release. Matthew provided a very clear explanation of the options available and the potential benefits/risks of each. He was extremely professional, courteous and efficient - moving very quickly to arrange everything needed to progress my application.Matthew was in regular contact to keep me updated, and was always accommodating and happy to assist with questions and queries. I would thoroughly recommend his services.

Jennifer, Liverpool - December 2015

Annette, Blackburn

We were looking for a Mortgage and being over 60 were finding it difficult, the bank wanted us to take a loan at 7.5% for the amount we wanted a mortgage for. Matthew found us mortgages with very good competitive rates and gave us options and guidance around repayment and timescales available that no bank had given us. We now have a mortgage in place and are very soon starting to do the renovations on our home that will make it our forever home.the outcome could not have been better but I'm 100% sure without Matthew we would not have achieved our goal.  Matthew has been by our side all the way, he has been available at our convenience and nothing has been to much trouble, Matthew has gone above and beyond our expectations, I would have no worries or reservations to recommend Matthew to close friends and family. If ever in the future I require the assistance of a financial adviser again it will be Matthew I will be returning to.

Annette, Blackburn - October 2015

Fiona, York

Our mortgage deal had expired and we wanted to fix our interest rate for a further five years. Matthew helped us to review all our finances and looked at our needs moving forward. He looked at the products available and the different fee structures. He talked us through our options really clearly and helpfully and found us a deal which is ideal for our circumstances. He did all the application and kept us informed of progress throughout. He was helpful and so clear with his explanations. He took all the worry out of it for us and we had a deal much quicker than we anticipated. He was brilliant. We now have a fixed deal at a rate that suits us and we are very happy with the outcome of our dealings with Matthew. Matthew was excellent. This is the second time we have used him and we hope to use him again.

Fiona, York - October 2015


Changing mortgage. I have used Matt before and did not hesitate to ask him for advice again. He helped me with changing my mortgage provider. Pretty much almost there. Just some final paperwork but I expect the outcome to be positive. What could they have done better? There isn’t anything I think could have been improved. Matt is very through and experienced so he knows what is needed and tells you what to expect and how long things should take.

ZOE, LONDON - October, 2015


We required mortgage advice in order to purchase a property. He searched for, and found us the best mortgage deals that suited our needs. Matt was extremely helpful, chasing aspects of the completion that meant we could concentrate on other matters. We felt very comfortable leaving the details to Matt. We are getting completion over the next two weeks which is exactly as planned. What could they have done better? Matt could not have done anything else better……..he was spot on from the word go.

IAN, LANCASHIRE - August, 2015


Seeking a mortgage due to a house move. Matt provided excellent advice and guidance in every step of the process. He did a comprehensive search of the mortgages available and presented us with a few options which best suited our needs. He also handled all of the paperwork for us. We have completed on our house purchase and are very pleased with the outcome. What could they have done better? Nothing

JON, LANCASHIRE - August, 2015


We needed a mortgage followed by income protection / life assurance. Matt did everything for us – he found a very competitive mortgage despite our tricky circumstances and also found us life assurance and income protection quotes.We have now moved and started the mortgage Matt helped us with. We have also taken out our life assurance and income protection policies as recommended. What could they have done better? Nothing could have been done better. It really was an excellent service all round.  



I was a first time buyer with very little knowledge about mortgages!. Matt did a great job at helping us. He happily goes beyond the call of duty to ensure that the house buying process is as smooth for you as it is possible to be. With us he was happy to communicate with all parties involved and always kept us up to date with the situation. Matt was very clear about his methods and honest about what that meant for us and because of this I believe that we now have the best mortgage that was available to us. Our current situation is that we now own a house!.



We were looking for our first mortgage and were unsure what would be best for us. Matt was recommended to us. Matt was really helpful throughout the entire process. Very professional but also friendly and approachable. Yes. We have sought Matt’s expertise on numerous occasions since – for a subsequent mortgage and life insurance.



I recently applied to buy my house from the council (after 33 years of renting it) as a Right To Buy and Matt was highly recommended to me. Matt was nothing but 110% professional, extremely helpful and guided me through every step from speaking to the council, to finding a mortgage, to recommending a solicitor and helping me through every step of the way. I was, a total novice and Matt helped me overcome my fears and helped me to a final outcome of owning my own home. I could not have done it without him. I cannot thank him enough, there are not enough words. Thank you from the bottom of my heart. I now have a mortgage and own my own property, so Matt has helped me to achieve what I want, and I will always go back to him for future financial advice. What could they have done better? Nothing, quite honestly.



When looking for a mortgage there are so many products on the market its both confusing and time consuming. Matthew found us a mortgage that met the criteria we were looking for, he managed the communication between vendors, solicitors and us, keeping the process on track. Yes we have completed the purchase of a second property. What could they have done better? I am not aware of the other services that Matthew may or may not provide outside of mortgage advice, perhaps if Matthew has a “flyer” detailing these there maybe further opportunity to work together.

YVONNE O′CONNOR - June, 2015


If you’re ever in need of any financial advise and would like to feel that you have someone in your corner who fully understands your position and meticulously processes all areas of detail in an unprecedented manner then I can truly vouch for and recommend Mr Nickson.Matthew helped me with two property purchases recently and whilst each purchase wasn’t the simplest of transactions due to manny reasons Matthew fully understood the task and challenges and guided both contracts through every stage with control and in areas with ease. Matthew even took responsibility and pushed both projects through to completion and dealt directly with with the solicitors and lenders on my behalf. At all stages of the process I felt as though Matthew was in full control, which left me to deal with my business. What could they have done better? Mt Nickson service from start to finish was impeccable, I have high standards and even from my point of view I don’t think I could have asked for any thing more. On a human level a great guy as well.



Myself and my partner were first time buyers and choosing Matt was the best decision we ever made! Matt completely took the stress out of buying our first home. He puts so much hard work into what he does and he is always there if you have any worries or concerns. Matt will keep you updated throughout the whole buying process ensuring that he explains it in a way you can understand things. No job is too big or too small for Matt. If we hadnt of chosen Matt I dont think that we would be in our new home now. What could they have done better? Nothing, everything was perfect.

GARY, MERSEYSIDE - April, 2015


Matt helped me through applying for a mortgage. As a first time buyer I needed a lot of advice on the best mortgage to suit. Matt was really friendly and informative in helping me to decide so that I made the best choice. Once an offer had been accepted on the property I wanted, Matt did all the corresponding between the estate agents and solicitors for me but kept me up to date regularly which made the whole process very easy and not stressful at all. Matt put in a lot of time and effort into everything and is extremely good value for money.



Matthew was always available to answer any questions or queries, he was extremely thorough and explained the process and what was to happen at all stages. Our experience of working with Matthew could not have been better he made the process very easy for us, I cannot thank him enough. What could they have done better? I do not think that Matthew could have improved his service to us in any way.



Matthew has played an integral part of my journey in buying my first home. He has remained professional throughout and clearly has a high level of knowledge in relation to mortgages. He has explained the process to me in a clear way, step by step which has helped prevent me from becoming overwhelmed with information. Matthew listened to my needs regarding re-payments and researched mortgages which met my requirements. He is very approachable and has made himself available as and when I have needed to speak to him. He has kept in constant communication with both myself and others involved in the process and has been very efficient with completing the necessary work.

EMMA, LANCASHIRE - March, 2015


We first came across Matthew Nickson online when we were looking for mortgages for the older person. Having discussed our requirements and all the options available with Matthew, we decided to go down the Equity Release route which reflected our personal circumstances.The Equity Release Mortgage application was very involved. He communicated with us on almost a daily basis and I would rate his customer support skills as first class. With Matthews help we were confident that we would have a successful outcome.Once the Equity Release Mortgage had been resolved I asked Matthew to review our life cover insurance to see if we could get a better deal than our current insurance provider at that time. Once again he presented all the options available for our needs and explained everything in a clear and concise manner.On his advice we changed our life cover provider and achieved a considerable monthly saving as well as greatly extending the period of life cover.I will certainly recommend Matthew to my family and friends without any hesitation. What could they have done better? Matthew could not have done anything better. He was brilliant.

RICHARD, DEVON - March, 2015


On the 3 occasions I have delt with Matthew regarding mortgages he gets the job done punctually and efficiently, his service is of a high professional standard, he has always sourced a great Mortgage offer every time. I would not hesitate to recommend him to friends and family.

ASA, LANCASHIRE - November, 2014


Matthew gave us advice on moving our mortgage from an interest only to a fixed rate repayment mortgage. He was very knowledgeable and well informed and made the move painless. He was always available to give advice and nothing was too much trouble. I would recommend him unreservedly.

ALAN, CUMBRIA - November, 2014


Matt is very easy to talk to which is very important when dealing with mortgages and financesover the phone. He worked very efficiently and very prompt with responses. He went above and beyond our expectations of working efficiently and quickly to our challenging timescales and we have already recommended him to friends/family. When moving home can be stressful enough Matt made the mortgage application process an excellent experience and really helped us from start to finish. He is also very knowledgable and very trustworthy.



Matt was enthusiastic and tenacious when assisting me achieve my goals. Not only did he arrange a suitable mortgage package for me after providing well balanced advice, he went well beyond the scope of his role and assisted me throughout the acquisition process to completion. Matt regularly followed up on matters and liaised with the right people to ensure that my transaction moved along as swiftly as possible, even despite lethargy on the other side. Matt was pleasant to deal with and became a trusted ally. What could they have done better? Documenting phone numbers of relevant people on the transaction and thinking one step ahead when dealing with funds flow.

GEORGE, LONDON - November, 2014


Very personal service. Prompt reply to any queries. Ensured that we received a detailed plan to suit our requirements. Kept us up to date with what we needed to. Explained our options very clearly enabling us to make our decisions confidently.

JILL, CUMBRIA - November, 2014


Matthew helped me find an equity release loan when I could not sell my property. He was incredibly patient, helpful and informative at all times. I cannot recommend him highly enough!

JEAN, ESSEX - November, 2014


Having had the pleasure of knowing Matthew for almost 3 years, he comes highly recommended. He has shown empathy and patience for my mother’s financial situation and helped us remortgage too.

STEPHEN, ESSEX - November, 2014


A reliable trustworthy and friendly service!

MATTHEW, LANCASHIRE - November, 2014


Matthew listens to what you want and then goes and delivers the options you would expect from someone offering good, sound advice. What could they have done better? The service provided was excellent and I cannot find anything to suggest an improvement!

JAMES, LANCASHIRE - November, 2014


Matthew takes a very personal approach to understanding your financial situation and needs and has always shown a range of available options. His recommendations are always backed by a clear rationale and he doesn’t push you into a preferred option. His approach to service is excellent and works around your diary.

JOEL, LANCASHIRE - November, 2014


Mathew Nickson has helped me greatly over the last 10 years moving house.As a complete novice in this area I can honestly say that I would never have coped with out his help and constant support. He truly knows the system in side out and constantly keeps me informed. What is even more unbelievable is that Mathew is really a mortgage adviser but he goes that extra hundred mile to help you if he can. What could they have done better? I can honestly say because I have liased with Mathew 3 times now his level of support has always been so consistent. I have not one constructive suggestion I could make.

JANET, LANCASHIRE - November, 2014


Matthew is a high calibre financial advisor. He possesses a wealth of technical knowledge regarding financial services and associated legislation. His work ethos, approachability and strong interpretation skills have significantly assisted my family when making all our important financial decisions over the last 15 years. What could they have done better? I am very happy with Matthew’s knowledge and his approach to customer service. If I believed he could improve I would use a different financial advisor.

JOHN, LANCASHIRE - November, 2014


Where to start ,Matthew has been brilliant in finding me buy to let and re payment mortgages, he has helped me with the paperwork for which I am truly grateful for, and he makes the whole process seamless, I have used Mathews services twice now and I will continue to use them for as long as I have a mortgage.

COLIN, WEST MIDLANDS - November, 2014


Although I required a low percentage loan, compared to the value of the property, I have a temporary contract at work which made it more complicated. Matthew was able to get round this problem and he achieved exactly what I wanted. He also advised the sort of mortgage I should take in relation to the current financial constraints. His service is in my opinion exemplary. He is in touch with you constantly, advising you every step of the way. Highly recommended and totally trustworthy.

ALLISON, CUMBRIA - November, 2014